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Error Resolution Disclosure

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS telephone us at 1.888.688.4349, or email us at hello@hausmoneyapp.com, as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than thirty (30) days after we sent you the FIRST statement on which the error or problem appeared. When reaching out to us be prepared to:

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  1. Tell us your name and account number (if any).

  2. Describe the error or the transfer you are unsure about and explain as clearly as you can

    why you believe it is an error or why you need more information.

  3. Tell us the dollar amount of the suspected error and the date when the transfer took

    place.

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If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days.

 

We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will provide you with a provisional credit to your account within ten (10) business days for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not provide a provisional credit to your account.

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For errors involving new accounts we may take up to sixty (60) business days to investigate your complaint or question. For new accounts, we may take up to twenty (20) business days to credit your account for the amount you think is in error.

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We will advise you of the results within three (3) business days after completing our investigation. If we decide that an error didn’t occur, we will withdraw any previously issued provisional credit placed in your account and send you a written explanation of our decision. Note that you may ask for copies of the documents that we used in our investigation.

Error Resolution Disclosure, REG-E

Version 2 

Last Updated: 06/01/2022

Resources

1. Tip earnings are deposited by your employer participating in the Tiphaus ETA Program.  Employers determine the cadence in their tip payouts.  When restaurants participate in the ETA Program, they have the ability to distribute tip earnings daily to their employees. Please visit my.tiphaus.com to get an estimate of what will be paid out to you.

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2. The HausMoney card has no annual fees, but some fees may apply, including out-of-network ATM fees, late payment fees, and other fees. For more information, please see the Cardholder Agreement and Deposit Account Agreement.

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3. On-time payment history may have a positive impact on the credit score, while late payments may negatively impact it. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including the financial decisions that are made with other financial services organizations.

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4. We partner with Plaid to enable financial institution linking in the hausmoney mobile app.  Plaid enables the ability to link to over 12,000 U.S. financial institutions, plus many more in Canada, U.K., and Europe.  https://plaid.com/plaid-link/  

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5. hausmoney ™ is a financial technology and services brand providing banking services in partnership with Cross River Bank: Member FDIC.  The HausMoney Card is issued by Cross River Bank pursuant to a license from Mastercard, Inc. and may be used everywhere Mastercard debit cards are accepted.  Please review our Cardholder Agreement to learn more. 

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