The HausMoney Card operates like a credit card but is backed by funds that are transferred into it via tips and/or earnings through TipHaus. The transferred funds determine the card’s spending limit, providing a secure way to manage expenses while building credit history.
How It Works:
Fund Transfer: Tips and earnings are regularly transferred into the HausMoney card account.
Spending Limit: The available balance from these transfers becomes the card’s spending limit, which is set to $2,500 per day
Transactions: Purchases are made up to the current balance.
Full Payment Required: Like a traditional card, the balance must be paid in full each billing cycle, this occurs automatically with no action needed from your part.
In order to sign up for the HausMoney Card please go through the following steps:
Please log into the TipHaus Employee app (my.tiphaus.com) with your TipHaus registered email and at the bottom click on the credit card image then tap Sign Up under HausMoney.
Switching from HausDirect to HausMoney:
You can log into the TipHaus Employee app (my.tiphaus.com) with your TipHaus registered email and at the bottom click on the credit card image then click on the link: Update Payout Method in order to switch over from HausDirect (direct deposit into an existing bank account) to HausMoney (brand new checking account).
I need a new invitation code:
Log into the TipHaus Employee App (my.tiphaus.com) with your registered email and at the bottom click on the credit card image, then click on the link: Resend Email Now, this will extend your Invitation Code expiration date for another two weeks.
No, since it's a credit product we currently don't have the ability to sign up minors. We're hoping to have this feature or a different product in the future.
Alternatively, you can sign up for HausDirect (receive your tips directly to an existing debit card for a fee) or receive tips on paycheck.
The ‘soft inquiry’ credit check is used to pre-approve your credit builder line of credit. Once you have been approved you will see a new opened tradeline from Upwardli.
Your credit score can be negatively impacted if you turn off autopay and fail to pay back your liability.
Whether you are new to the U.S. or just getting a credit score started, a ‘thin’ credit file can make it difficult to get financial services, buy a car, rent a house, or even secure a job. Reporting transfers to the credit bureaus builds your credit history, increases the types of credit on your credit report, and may boost your score.
We can be reached via email at hello@hausmoneyapp.com or our number +1-253-693-0366 and select HausMoney.
The HausMoney Card includes the following benefits:
Instant payouts:
Receive your tips directly into your digital account, giving you immediate access to your earnings.
Credit building:
Payments are reported to credit bureaus, helping users establish or improve credit history.
Ideal for individuals with limited or no credit history.
Controlled spending:
The spending limit is tied to the transferred funds, reducing the risk of overspending.
Useful for managing budgets or controlling employee expenses.
No Fees & No Interest:
No annual fees
No interest charges
Yes, funds held in your HausMoney account are FDIC-insured up to $250,000 at Cross River Bank, Member FDIC.
Upwardli is a financial technology company, not an FDIC-insured bank. Lines of credit and deposit product provided by Cross River Bank, FDIC. Deposit product is FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product.
Currently, we report to both Equifax® and Experian® each month.
Once you sign up, your HausMoney activity should start appearing on your credit report in the following month. As the HausMoney Card is powered by our financial technology partner, Upwardli – you will see Upwardli as the entry ‘Upward Financial Inc.’ on the credit report. For example; if you signed up in December, our first credit report would be submitted in December and we should appear on your credit report in January.
If you're not seeing the “‘Upward Financial Inc.” entry on your credit reports within 45 days, please contact customer support at and we will be happy to help.
Please visit https://guide.hausmoneyapp.com/en or go to Resources at the top of the screen and tap on Guides.